A mobile Wallet is a way to carry your card information, including prepaid accounts, in a digital form on your mobile device. Instead of using a plastic card to make purchases, you can pay with your smartphone, tablet or another mobile device.
Urban FT may provide links from the Wallet to external websites, but is not responsible for the content of the linked sites. If the Wallet contains a reloadable card in digital form, the card issuer has provided the card terms in a separate cardholder agreement.
The Wallet, which comprises software for mobile, web and phone applications; all related documentation and services; and all updates and upgrades that replace or supplement the Wallet, is owned exclusively by Urban FT. The Wallet is licensed, not sold to you and is to be used only in accordance with the terms set forth in this agreement. Urban FT reserves all rights not expressly granted to you. By downloading and using the Wallet, you accept these terms.
THE WALLET AND ITS CONTENT ARE PROVIDED ON AN "AS IS" BASIS, WITHOUT ANY WARRANTIES. URBAN FT SHALL NOT BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WALLET OR ITS CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES, OUR LIABILITY SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
We reserve the right, at our sole discretion, to restrict, suspend or terminate this agreement and your access to all or any part of the Wallet at any time and for any reason, without prior notice or liability. We reserve the right to change, suspend or discontinue all or any features of the Wallet at any time, without prior notice or liability.
This agreement is governed by the internal substantive laws of the State of New York. You agree to submit to the exclusive personal jurisdiction of the state and federal courts in the State of New York. If any provision of this agreement is found to be invalid by a competent court, the invalidity of such provisions shall not affect the validity of the remaining provisions. If we choose to terminate any provision, that action shall not affect the surviving provisions. If we fail to act on or enforce any provision in this agreement, it shall not be construed as a waiver of any other provision. We will only grant waivers to specific provisions, for specific instances, in writing.
This document constitutes the entire agreement between you and us with respect to the Wallet and supersedes all previous or contemporaneous agreements.